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REVIEW: "MoneyGPT: AI and the Threat to the Global Economy," by Jim Rickards

 

By The Adventurer

 

The Adventurer here. OK, so far you guys have seen me review two articles of clothing -- board shorts from Mountain Warehouse, and a men's long-sleeve hooded shirt from Temu). 

 

This time, I thought I'd mix it up, by reviewing a book that has been sitting in my stack of books to read since early 2025. It's actually a book that I'd been wanting to get since it came out in 2024, but hadn't had the chance to purchase until early 2025, and finished reading in December of 2025. I would have published this article sooner, but have been very caught up with a lot other things, so that I didn't have a lot of time to finish what I'd started writing in January 2026. I actually finished writing the article back in February, but the Treasure-Sharer got swamped with doing tax stuff, and then with writing her own reviews, and so never finished editing it.

She finally finished editing and formatting my review after I reminded her about it, telling her how Jim Rickards, the author of the book that I had reviewed, had recently been posted about by Britney Spears and President Donald J. Trump on their social media accounts, which made her feel really bad about not getting this article out for you to read sooner.

(Note from the Treasure-Sharer: Sorry for the crazy-long delay in posting this article, both to the Adventurer, and to all our readers!)

 

See a screenshot of a photo of Jim Richards Britney Spears shared to the side, with the comment, "Where the f*ck did that apple come from ???"

See a screenshot of Donald Trump sharing Jim Rickards predictions below, on the Truth Social platform:  

 

 

You can read more about the video of Jim Rickards Donald Trump shared in the article Trump Shares Video Predicting Midterm Meltdown, Chaos, Third Term, which describes how "President Donald Trump used his Truth Social account to promote a lengthy infomercial-style advertisement for the financial newsletter publisher Paradigm Press, in which former government adviser and investment author Jim Rickards claims the Justice Department has been quietly building criminal cases against Trump's political opponents."

 

As the article says, the video shared by Donald Trump, "The Midterm Meltdown" by Jim Rickards, alleges that "prosecutions of figures including former FBI Director James Comey, former New York Attorney General Letitia James, former Special Counsel Jack Smith, Minnesota Gov. Tim Walz, and members of former President Joe Biden's inner circle have been deliberately timed to coincide with the 2026 midterm elections."

 

The fact that Jim Rickards' video was shared by Trump, and that Britney Spears drew attention to Jim Rickards through her social media post, reinforces that we should probably be paying attention to Jim Rickards, and to the intel that he has to share with us. If you read between the lines, it was pretty much Britney Spears and Donald Trump Jim Rickards "strategic intelligence" promo, promoting the "stategic intelligence" and answers to our "what is going on?" questions that Jim Rickards has to share with us -- with Strategic Intelligence being the name of Jim Rickard's newsletter with Paradigm Press. 

Jim Rickards is known for his predictions, some of which have been spot-on, and some which have been less accurate, and the book that I chose to review here is a Jim Rickards AI prediction book, among other things.

Anyways, now that the Treasure-Sharer has finally had the time to edit and format this review, we can finally make it available to you, so here it is. The book I will be reviewing is called MoneyGPT: AI and the Threat to the Global Economy, written by James Rickards (better known as Jim Rickards), and published by Penguin Random House. You can scroll back up to see a photo that I took of the MoneyGPT book cover above, at the start of this MoneyGPT review.

 

If you aren't aware of who James G. Rickards is, he is, among other things, a best-selling author of multiple books, including The New Great Depression, Aftermath, The Road to Ruin, and Currency Wars. So far, I've read three of Jim Rickards' best-selling  books: Aftermath, The Road to Ruin, and now, MoneyGPT. In addition to being a best-selling author, Jim Rickards is also, as I mentioned, the editor of a financial newsletter called Strategic Intelligence. To add to his already impressive resume, he has held senior positions at Caxton Associates, Citibank, and Long-Term Capital Management. Finally, he's also an economist, lawyer, inventor, and investment advisor. Outside of these roles, he frequents many popular podcasts -- like The Rich Dad Radio Show and The Daniella Cambone Show, to give his insights on the economy and geopolitics -- as well as contributes op-ed articles to such newspapers as New York Times, Financial Times, Washington Post, The Telegraph, and more. He's one of the few people who I like to listen to because I respect what he has to say, even if he doesn't always get it right. The contrary standpoints that he takes against the agenda-driven content put out by the mainstream media are necessary and exceptional.

 

Although I believe that the topics that James Rickards covers in his previous books are important to consider, I think that some might find the material he covers to be a bit dry to read about, if they aren't already interested in or familiar with the topics being covered. However, this particular Jim Rickards AI book feels a bit different to me than previous Jim Rickards books -- feeling much more accessible to those who aren't already in the know, and easier for the average person to understand. Perhaps he changed up his delivery to appeal to a wider or younger audience? I'm not entirely sure. Nonetheless, I enjoyed reading MoneyGPT.

 

The book itself has only five chapters, and 170 pages, so it's a relatively quick and easy read.

As the book's title, MoneyGPT: AI and the Threat to the Global Economy, suggests, this Jim Rickards AI book explores the negative implications that artificial intelligence can have on geopolitics, nuclear war, and financial markets. It also makes interesting references to art, and Greek philosophers. Although AI can serve as a useful tool that can make things more efficient for you, you shouldn't go into this book expecting a how-to manual on artificial intelligence: rather it serves more as a warning about the dangers that could arise when you have blind trust in AI. 

 

Below is a photo that I took of the table of contents of my copy of MoneyGPT, to let you see the names of the chapters, and give you an idea of the topics covered in this Jim Rickards bestseller book: 

 

 

 

The "GPT" in "MoneyGPT" stands for "generative pre-trained transformer." For those who don't know, between 2017 to 2022, Sam Altman's company, OpenAI, was working on ChatGPT, which was officially released to the public on November 30, 2022. 

 

This Jim Rickards GPT book goes over how AI has the ability to crash the financial system, both intentionally and accidentally. Jim Rickards makes this very easy to understand, by first describing potential scenarios, and then breaking them down, to clearly illustrate the points that he wants to get across. A Jim Rickards AI collapse in the stock market example addresses a method by which an AI deepfake of a Federal Reserve chair giving a press conference could influence investors and bots to sell shares in the stock market, which could initiate a massive market crash. Another method that Jim Rickards describes is how bots can react to the actions of other bots (or to their anticipation of how other bots will behave), which could create a feedback loop that humans wouldn't be able to untangle. For those reasons, hedge funds shouldn't just be handing over the keys to AI.

The MoneyGPT book also addresses how AI could be used in geopolitics. It also addresses how AI isn't neutral, and how LLMs (large language models) are actually trained on biased data sets pulled predominantly from the mainstream media, which is full of propaganda designed to fool the untrained eye with politicized narratives and selective "facts" that are worded in such a way that makes them feel "real." If the average human with an untrained eye can't catch this, then AI likely won't, either. Therefore, it isn't smart to assume that AI is correct, or that AI is the arbiter of truth.

Jim Rickards also addresses something called confabulation (another word for hallucination), which is something that happens when AI doesn't have the answer, and so essentially fills in the gaps and makes up an answer. I read somewhere that this happens at a minimum of 25% of the time, such that at least 1/4th of the time you ask AI something, it will give you a bs answer.

 

Jim Rickards also goes over how there are some very real world consequences that can arise when you trust in AI -- an entity that has synthetic confidence, and no creativity. For example, a bot monitoring world events could wrongly anticipate that another bot will launch a missile, and decide to launch one first, which could force the other bot and country represented by the bot to launch a missile in retaliation, and misinterpretations like these could cause things like crop failures and other catastrophic world events, like radiation poisoning, or straight-up destruction of a city, and millions of people dying, from the fall-out. It only takes one AI misinterpreting a situation to have all the other AIs do the same thing.

 

Jim Rickards also addresses how AI can essentially overhype something that has no value, if it has flawed inputs. It's worth noting that, as an example, Jim Rickards describes how AI relied on biased information from the media to generate its answers regarding the crisis that caused worldwide panic starting in 2019/2020, such that you couldn't trust it because it based its answers on left-leaning biased news, and if you acted on the information, then you got funny results.

 

Finally, Jim Rickards' solutions for a lot of these issues come down to transparency, limiting AI's autonomy, and encouraging individuals to use their creativity and critical thinking skills.

 

Put simply, I think that one of the two main takeaways of the book is that, it isn't so much about whether AI goes rogue or fails to do what it was programmed to do: it's the dangers that could arise if it does exactly what it was designed to do, by people intentionally feeding it wrong or incomplete information meant to get it to respond in the way they want it to, that benefits them. In other words, AI can be intentionally designed to mislead you, crash a market, or start a war. And, when AI gets things wrong, and causes chaos and calamities, it's often not because it "went rogue" as portrayed in movies, but can be because it is intentionally fed biased data sets that are designed to manipulate it to respond in desired ways, while allowing the humans who fed AI the bad or incomplete information to blame AI, and separate themselves from the situation.

For example, if AI were given the control to launch missiles without a backstop, rather than being used as a tool operated by humans, it could be fed false or slanted data sets about incoming missiles from other nations, that could cause it to launch a missile, which could then trigger other bots to launch missiles of their own, causing a world war to erupt, even if no side had actually been planning to launch a missile.

You could end up with what might be blamed on a series of faulty interpretations by AI, that might have actually been intentionally set up that way, especially if AI was being fed false or slanted data sets.

 

It's important for AI to be fed both sides of an argument, but how do you actually do it, if it's the developers who determine which data is inputted? If AI was programmed properly, it should actually be fed both sides of the argument.

Being fed slanted data, as most AI are being fed now, causes most AI to present biased, selected responses as "truth."  
 

In other words, what if AI was designed to be wrong by malicious people who want to get you to believe what they want you to believe, by feeding it to AI, and having it relay its selective frameworks and facts to you? What if it was intentionally given a particular data set so that you would follow it, not knowing any better, and trusting AI to get it right?

The second takeaway of the MoneyGPT book is that one shouldn't be outsourcing one's decisions to AI, but should rather be viewing and using it as a tool.

 

I would also say that it's important to consider another thing that the book covers, which is who controls and programs the learning models, and what are their biases?
 

The people who I don't think will like this Jim Rickards best selling book are people who only care about and/or believe unquestioningly the "official" narrative put out by the mainstream media, government, medical industry, and other agenda-driven "authorities." People who aren't open or willing to hear alternative viewpoints, and who don't believe anything that has been labeled a "conspiracy theory" probably also won't be open to the ideas and issues that Jim Rickards brings up.  

 

People who went along with the shot in response to the 2019/2020 crisis, and "climate change" initiatives, or who blindly support the left are some of the people who might not appreciate what Jim Rickards presents.

Some people are deadset on believing what they want to believe, no matter how much evidence is presented that disproves it, or how strong the evidence is. For example, Jim Rickards shows so many negative outcomes that can result from AI being given incomplete information from biased data sets, and includes proven cases of AI giving people the wrong information, based on the biased data it was intentionally fed, but those who support the sources of the biased information will see this as stupid, no matter how strong the evidence is, and will simply create labels like "conspiracy theory" to dismiss it, even if it is true, to allow them to keep believing what they want to believe.

If you read MoneyGPT with an open mind, without letting bias influence you, then you can get value out of it. 

 

I think that the people who would benefit the most from reading this MoneyGPT AI book are politicians, financial professionals, students, bankers, those who are curious about AI, those with an open mind, and even the average person. 

 

I say the average person because, for those who don't know that AI is fed faulty data sets but use it, they should read the MoneyGPT book so that, at least when they use AI, they know what they're getting themselves into, rather than trusting everything that AI is telling them blindly.
 

We purchased our copy of the MoneyGPT Rickards book from Amazon, which has it available in Kindle, audiobook, paperback, and hardcover formats. While I would have preferred to get the hardcover version for the better quality, we opted for the paperback option, since it was cheaper. Given the choice, I'd rather read a physical book than an online one. 

See below for my photos of our MoneyGPT Amazon purchase. I've included photos of the front cover, back cover, and list of other Jim Rickards books that you might want to check out, that includes a lot of Jim Rickards bestsellers.

 

 

The MoneyGPT Jim Rickards AI warning book that we ordered arrived in decent condition, but did have a few defects -- such as a small tear at the top cover, and bent corners, which I have included photos of below:

 

The value of the information contained in this Jim Rickards AI prediction book is worth the price, to help better understand the current situation, as well as inform future decisions, and help readers prepare for what's to come.

 

 

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Review

Pros:

 

-important read 

-contains useful insights for everyone

-written by a best-selling author who is an authority on the subjects covered
-relatively quick and easy read

-very informative

-very interesting, for those interested in the subject matter

-covers AI issues thoroughly, including some that even I hadn't considered  
-author provides solutions to some of the issues he has covered
-contains important warnings about the negative implications of blindly trusting AI

-written in a way that can be understood by the average person, rather than limited to experts

-valuable content for everyone -- from people who don't know anything about AI, to those who know a lot about it
-illustrates concepts through stories/scenarios that really drive home the point and serve as great explanatory examples

-gives practical advice on how to preserve and safeguard wealth

-helps with understanding the future of investing

-available in four formats -- Kindle Edition, audiobook, hardcover, and paperback

-cheaper book format options available for different budgets
 

Cons:

 

-some might find the content dry, if they aren't already interested in or familiar with it

-a bit expensive, especially for a paperback

-came with slight damage to covers and pages -- not in mint condition, even when bought new

 

 

Gem or Junk?

 

For us:

 

Gem -- 4 stars out of 5

 

I was a bit torn on how to rate Jim Rickards' MoneyGPT book, as I wanted to give it 5 stars, since I thought that it was really good and had really good and useful content. The thing was, I couldn't say that it was my FAVORITE book, or in my top 5 books, so I settled on giving it 4 stars. It's definitely in my list of top books on AI.

 

Not only was the content valuable, but James Rickards' delivery in this book seemed written for the everyday person to be able to understand, which I really appreciated, in contrast with some of his other works that I have read, which used language and terminology that I think made them more tailored to people in specialized industries, that might make them more difficult for the layperson to understand.

 

I think that this James Rickards MoneyGPT book has something for everyone -- from the people who already know quite a bit about AI but want Rickard's unique insights, to the average person who knows nothing about AI, and could benefit from a better understanding of some of the dangers and drawbacks that they aren't told about.

 

If you want to know more about AI, hear more from Jim Rickards on AI, or want to help others understand the implications of AI, then MoneyGPT is worth buying, reading, and sharing with others. 

And it's certainly a must-read for fans and followers of Jim Rickards, who understand the value of his advice and insights.

 

Gems For Who?

 

1. Politicians.
2. Financial professionals.
3. Students.
4. Bankers.
5. The average person who uses AI.
6. People who want to learn the financial implications of AI.

7. People interested in finance.
8. People who like buying financial advice books.

9. People interested in AI.

10. People who want to better understand how AI works.

11. People who want to know how to navigate AI in an informed way.

12. Fans and followers of James G. Rickards.

13. People who want to learn more from Jim Rickards on AI.

14. People looking for a Jim Rickards AI warning book.

15. People looking for a Jim Rickards AI prediction book.

16. People who want deeper Jim Rickards AI meltdown insights. 

17. People who want to build their collection of Jim Rickards books.

18. People who want to protect their wealth.

19. People who want to understand the cons and dangers of AI.

20. People who want to know how to use AI more safely.
21. People who want more information on how AI can be misused.

 

 

Conclusion:

 

I thought that the MoneyGPT James Rickards book was a worthwhile read, even coming in already knowing quite a bit about AI issues. This Jim Rickards AI book confirmed what I already knew, while also sharing some stuff that I hadn't been aware of. I liked that it gave me tangible evidence that I could show to others, for the stuff that I had already been aware of, but wasn't able to prove with hard evidence before. 

 

The Donald Trump Britney Spears Jim Rickards situation also points to Jim Rickards' relevance. 

If you're interested in reading this MoneyGPT Jim Rickards book, you can buy it at Amazon through our affiliate link: https://link.amazon/B04u7tRHt. As an Amazon Associate, we earn from qualifying purchases. 

 

For more Jim Rickards books Amazon has available, see our affiliate link: https://link.amazon/B00q4Kqhm.

If you want to help support our site, you can visit our Gem or Junk Unstoppable Domains page for crypto wallet addresses that you can use to donate crypto to our site.

If you liked my MoneyGPT review, then check out my previous men's hooded long-sleeve shirt from Temu review, if you haven't already.

And please share this MoneyGPT book review with your friends, family, or anyone you think might be interested in or benefit from reading this important book.

'Til next time!